Author Archive

Whether you’re a large or small commercial haulage operator, the chances of your business being the victim of cyber crime are increasing daily.  As more SME’s in the UK develop their online presence and operate in a more digitised way, your business could, unwittingly, be exposed to more risk. Smaller, less secure businesses are becoming […]

From June 2017, tax on insurance premiums rises to 12 percent. This extra 2 percent increase applies to all new insurance policies and renewals starting on or after 1 June and any mid-term policy changes after that date which will be taxed at the increased rate. Industry experts predict that the impact of the additional […]

Do you hire independent workers for short-term positions in your business? These may be workers from what we know as the ‘gig economy’ and typically could be delivery drivers, car drivers, seasonal employees or contractors and other staff members. According to the Office for National Statistics, approximately 5 million people in the UK are employed […]

New laws in the UK from 24th April  will see speeding motorists face much heavier fines. The maximum fine goes up from £1,000 to £2,500 in a bid to deter drivers who break the law. New fines will hit drivers convicted of travelling at over 100mph on a motorway, on other roads with a 70mph […]

At the end of February the Lord Chancellor Elizabeth Truss announced a major change in calculating compensation payments for personal injury awards, known as the Ogden rate formula. The discount (or interest) rate used to calculate award payouts has been cut from 2.5% to -0.75%, reflecting the fall in inflation-linked government bonds since 2001, when […]

Following the Easter Break we thought it might be a good idea to share our guide which outlines some of the most common religious holidays and festival to help you understand the needs of your employees around the festive periods.   2016 Bank Holiday and Religious Observances Calendar

Following the Easter Break we thought it might be a good idea to share our guide which outlines some of the most common religious holidays and festival to help you understand the needs of your employees around the festive periods.   2016 Bank Holiday and Religious Observances Calendar

As we welcome in March we also welcome in another edition of HSE Cornerstones. This month’s addition offer an update on recent changes to imports HSE Guides.   HSE Safety Cornerstones March 2016

One of the key issues in the insurance industry at the moment is the growing awareness through claims, of underinsurance, in particular with regards to buildings sums insured and the reinstatement thereof. The headline statistics are that following site visits by qualified building valuation surveyors last year, of the 2000 surveys carried out, 87% of […]

With us experiencing the warmest winter solstice since records began its hard to remember in  2 days time we should sat roasting chestnuts on an open fire. Aviva have prepared their Winter Risk Management Bulletin which offers some useful tips and advice on staying safe this winter. Aviva Risk Management Bulletin – Winter